Apply for a loan in 5 minutes, with instant credit assessment, from the comfort of your home
Product loan Reference APR: 0,00 %
Goods loan Reference APR: 0,00%, for a loan amount of 2 HUF and a term of 000 months.
The reference APR was determined taking into account the available, designated loan amount and term for the loan type, in deviation from Section 83 (2010) of Government Decree 25/9. (lll.1.) on the definition, calculation and publication of the total loan fee indicator.
Fixed, annual transaction interest rate: 0%. Handling fee: 0 HUF. Term: 6 months. The loan amount that can be applied for: can range from 25 HUF to 000 HUF. Deductible, not mandatory, but may vary according to the customer's choice and/or the credit assessment.
Representative example for a purchase price of 2 HUF:
Jászmotor Kft. (Dealer) is the credit intermediary of Magyar Cofidis Bank Zrt. (Bank), the Bank reserves the right to determine the documents necessary for the credit assessment and the credit assessment, and excludes the obligation to make an offer. The information is not comprehensive and does not constitute an offer. The APR has been determined taking into account the current conditions and the applicable laws, and its value may change if the conditions are changed. Further details can be found in the current announcement regarding the advertised credit facility, which can be viewed and downloaded on the Merchant's website, as well as in the Bank's General Business Regulations, additional announcements related to borrowing and the general terms and conditions, which are available at https://www.cofidisbank.hu/segedlet/dokumentumok You can view or download it on the website. Excessive debt can cause serious financial difficulties for you and those around you. Before taking out a loan, find out about the conditions and consider the risks!
Valid: from April 2025, 1 until withdrawn, for products marked in the web store.
Product loan Reference APR: 19.90%
Product Loan Reference APR: 19.90%, for a loan amount of 2 HUF and a term of 000 months.
The reference APR was determined taking into account the available, designated loan amount and term for the loan type, in deviation from Section 83 (2010) of Government Decree 25/9. (lll.1.) on the definition, calculation and publication of the total loan fee indicator.
Fixed, annual transaction interest rate: 18,29%. Management fee: 0 HUF. Term: 9, 12, 17, 24, 30, 36, 42 or 48 months. The loan amount that can be applied for: from 25 HUF to 000 HUF. Required deductible, depending on the purchase price: up to 2 HUF without deductible, from 000 HUF min. 000% of the purchase price.
Representative example for a purchase price of 2 HUF:
Jászmotor Kft. (Dealer) is the credit intermediary of Magyar Cofidis Bank Zrt. (Bank), the Bank reserves the right to determine the documents necessary for the credit assessment and the credit assessment, and excludes the obligation to make an offer. The information is not comprehensive and does not constitute an offer. The APR has been determined taking into account the current conditions and the applicable laws, and its value may change if the conditions are changed. Further details can be found in the current announcement regarding the advertised credit facility, which can be viewed and downloaded on the Merchant's website, as well as in the Bank's General Business Regulations, additional announcements related to borrowing and the general terms and conditions, which are available at https://www.cofidisbank.hu/segedlet/dokumentumok You can view or download it on the website. Excessive debt can cause serious financial difficulties for you and those around you. Before taking out a loan, find out about the conditions and consider the risks!
Valid: from April 2025, 1 until withdrawn, for products marked in the web store.
All persons who meet the following requirements can submit a loan application to our Bank:
- Natural person has reached the age of 18
- Permanent address in Hungary
- Verified, regular income
- Direct contact at the address of residence via landline or prepaid mobile phone
- In the case of employees, direct contact by telephone at the workplace or place of work
- You are not under probation or notice period in your active employment relationship
Documents essential for verifying the data required for credit assessment:
Documents proving identity and address
- A valid permanent identity card issued by a Hungarian authority, or a valid identity card and address card, a new type of card format driving license and address card, or
- Valid passport and residence card
Income proof documents
If you are an employee
Employer's certificate of employment with the same employer for at least 30 months, no older than 3 days, with an indefinite term or a fixed-term employment contract at least equal to the term (Magyar Cofidis Bank Zrt. form, or other employer's certificate containing the data on the Magyar Cofidis Bank Zrt. form) or
The last 3 bank statements of the bank account that contains the income from the loan applicant's active employment with the same employer for at least 3 months, in a manner that can be determined in both its legal title and amount, and which is in the name of the client and/or co-debtor and the address(es) provided in the loan application. In the case of pension proof, the last monthly bank statement is required.
If you are a sole proprietor or business owner
In the case of entrepreneurs - owners of business companies, managers who are not employees, sole proprietors and employees of family businesses - income certificate from the tax authority.
If you are a primary producer
In the case of primary producers, income certificate from the tax authority
If you are retired
Last pension slip, or a statement of the payment account (bank account) no older than two months, which contains the loan applicant's pension in a manner that can be determined in terms of its legal title and amount, and which is in the client's own name or in the name shared with the client's spouse, a pension master sheet, or a summary of the pension amount from the beginning of the year in question
In the case of disability or rehabilitation benefits, a decision on the determination of disability or rehabilitation benefits, which includes the determination of benefits for a period of at least the same duration as the requested term
In addition to the above, the Bank may request additional documents. In the case of other income-replacement benefits, the Bank will decide on creditworthiness based on individual considerations.
In the case of a scheme without an employer certificate, the owner of a business company, its manager who is not an employee, a sole proprietor, and an employee of a family business are not eligible to apply for a loan.
Information on the risks of excessive indebtedness
Cofidis Bank documents
Company name: Jaszmotor Ltd.
Post address 4551 Nyíregyháza, Kis Street 1.
Your registration ID (company registration number): 15-09-082855
Mailing address: 4551 Nyíregyháza, Kis Street 1.
Our company is listed in the register of intermediaries kept by the Hungarian National Bank. The register can be checked at the above contact details or at www.mnb.hu via website.
Our company acts as a dependent intermediary on behalf of Magyar Cofidis Bank Zrt. and represents the interests of the principal.
Our company receives an intermediary fee for concluding a financial service contract.
Our company does not provide personalized recommendations (credit advice) related to mortgage loans or financial leasing of real estate provided to consumers - separate from the provision of credit and loans, financial leasing, and the mediation of financial services.
Magyar Cofidis Bank Zrt. ensures that the client can submit his/her complaint regarding the conduct, activities or omissions of our Company orally (in person, by telephone) or in writing (in person or by document delivered by another person, by post, by fax, by electronic mail).
Magyar Cofidis Bank Zrt. accepts verbal complaints in its premises open to customers during its opening hours, verbal complaints submitted by telephone every working day from 8:30 to 17:8 and on one working day of the week (Monday) from 20:XNUMX to XNUMX:XNUMX, and written complaints via electronic access (https://www.cofidisbank.hu/kapcsolat) is continuously received.
The Hungarian Cofidis Bank Zrt. verbal complaint immediately examines and, if necessary, remediates. If the client does not agree with the handling of the complaint or if it is not possible to investigate the complaint immediately, Magyar Cofidis Bank Zrt. shall record the complaint and, where applicable, its position on it, and shall give a copy of it to the client in the case of an oral complaint submitted in person, or send it to the client in the case of an oral complaint submitted by telephone, and otherwise proceed in accordance with the provisions applicable to written complaints.
The Hungarian Cofidis Bank Zrt. by written complaint shall send its reasoned position to the client within the deadline prescribed by law following the notification of the complaint.
In the event of rejection of a complaint regarding the service or procedure of Magyar Cofidis Bank Zrt. and our Company, or if the consumer does not agree with the handling of the complaint, he or she may contact the following bodies:
a) In order to resolve a legal dispute regarding the formation, validity, legal effects and termination of the contract, as well as the breach of contract and its legal effects, you may apply to court in accordance with the rules of the Code of Civil Procedure or initiate proceedings before the Financial Arbitration Board. The Financial Arbitration Board: current contact details: Financial Arbitration Board H-1525 Budapest Pf.:172., telephone: +36- 80-203-776, www.penzugyibekeltetotestulet.hu.
b) You may initiate consumer protection proceedings at the Hungarian National Bank due to a violation of the consumer protection provisions of the legislation referred to in the Act on the Hungarian National Bank. Mailing address: Hungarian National Bank 1850 Budapest, telephone: 06-1-428-2600, e-mail address: ugyfelszolgalat@mnb.hu.
Our company charges the customer a delivery fee as consideration for the following other services - not considered as financial service mediation.
.png)